How Much Income Do You Need to Buy a Home in Ontario Right Now
A practical look at income ranges tied to real entry price points in Ontario, using Hamilton and Burlington as examples to help buyers plan.
Mortgage Stress Test Changes: What First-Time Buyers Should Understand
An overview of proposed mortgage stress test changes and how income-based lending limits could affect first-time buyers going forward.
How the Home Buying Process Works in Ontario
A clear overview of the Ontario home buying process, from mortgage pre approval and offers to closing day and legal considerations.
First Time Home Buyer Incentives in Ontario
An overview of Ontario’s first time home buyer incentives, with key limits, rebates, and planning considerations.
Seasonal Home Maintenance Checklist, A Complete Year Round Reference
A detailed seasonal home maintenance checklist for Ontario homeowners, with practical guidance and a printable one page reference to help protect your home year round.
Buy First or Sell First in Ontario
An overview of whether buying first or selling first makes sense, and how market conditions affect timing, risk, and strategy.
What Buyers Should Look for During a Home Inspection
A clear breakdown of key items buyers should review during a home inspection and why they matter.
Closing Costs Explained for Buyers and Sellers
A practical breakdown of common closing costs for buyers and sellers and how they differ from deposits.
How Long the Home Buying Process Usually Takes
A practical look at typical timelines from offer to closing and what buyers and sellers can expect at each stage.
Timing A Buy And Sell, Managing Overlap And Carrying Two Homes
A practical guide for Ontario homeowners explaining how timing a buy and sell, carrying two homes, and mortgage overlap affect cash flow and risk.
How Conditional Offers Work
A clear explanation of conditional offers, the conditional period, and what it means for a deal to become firm.
Upsizing Versus Renovating, How To Decide What Makes Sense
A practical comparison of upsizing versus renovating for Ontario homeowners, explaining how cost, timelines, disruption, and resale value factor into the decision.
Understanding Home Insurance, What Buyers And Sellers Should Know
A practical guide to home insurance for Ontario buyers and sellers, explaining when coverage is required, what policies typically include, and how insurance affects the closing process.
Downsizing Your Home: A Practical Planning Guide
An overview of key considerations when downsizing your home and planning your next move.
A Practical Guide to Upsizing Your Home
A clear overview of what to consider when upsizing your home, from equity and timing to affordability and planning.
Common Mistakes Buyers Make and How to Avoid Them
A guide to common buyer mistakes and how preparation can help avoid unnecessary risk.
Buying vs Renting, How to Decide What Makes Sense
A clear comparison of buying and renting, covering costs, flexibility, and long term considerations to help you decide what fits your goals.
How Interest Rates Affect Monthly Payments
A clear look at how interest rates influence buying power, affordability, and market behaviour for buyers.